Export factoring is a complex cash flow improvement financial service. Cash flow can seriously be affected by deferred payment sales to foreign customers.


Our export factoring services comprise the following:

  • protection against bankruptcy or low payment discipline of your customers (up to 100% coverage of your receivables)
  • smooth settlement of your invoices (receivables) issued to approved customers
  • advance payments of up to 90% of invoiced amount
  • payments in CZK or convertible currencies to your CZK or foreign currency bank accounts, based on your choice
  • management and collection of your receivables
  • eFactoring – Internet application providing you with on-line access to up-to-date information

How does export factoring work? 

Classical Export Factoring diagram 2023


Service charges

Factoring service charges vary following the scope of provided services. Basically, the charges consist of two items:

  • Factoring fee - cost of processing of your sales and cost of insolvency protection. This fee normally varies between 0.3 and 1.5% of receivable nominal value.
  • Interest rate - standard interest rate of retail banks on short term loans.


Datasheet (pdf)